Terms of Use
The rules for using thecreditpost.com.
Last updated: July 16, 2026
Agreement to terms
By accessing or using thecreditpost.com (the "Site"), you agree to these Terms of Use. If you don't agree with them, please don't use the Site.
Who we are
The Credit Post is an independent editorial publication covering credit, debt, lending, and personal finance topics. We are not a bank, lender, credit repair company, credit bureau, or financial advisory firm.
Content is informational, not professional advice
Everything published on this Site — articles, guides, and any other content — is provided for general educational and informational purposes only. It is not financial, legal, tax, or credit counseling advice, and it should not be relied upon as a substitute for advice from a qualified professional who is familiar with your specific circumstances.
Credit, lending, and financial regulations vary by situation and change over time. Before making a financial decision, we encourage you to consult a licensed financial advisor, attorney, accountant, or credit counselor as appropriate.
No guarantees
We aim for accuracy, but we make no warranties or guarantees — express or implied — about the completeness, reliability, or accuracy of the content on this Site. Financial products, scoring models, and regulations change, and content may become outdated between updates. Your use of any information on this Site is at your own risk.
Acceptable use
You agree not to:
- Use the Site for any unlawful purpose or in violation of any applicable law or regulation.
- Attempt to gain unauthorized access to the Site, its systems, or related networks.
- Scrape, copy, or republish substantial portions of our content without permission.
- Use automated systems to interfere with the normal operation of the Site.
Intellectual property
Unless otherwise noted, the text, design, graphics, and other content on this Site are the property of The Credit Post and are protected by applicable copyright and intellectual property laws. You may share links to our content and quote brief excerpts with appropriate attribution, but you may not reproduce full articles or substantial portions of the Site without our permission.
Third-party links
Our content may link to third-party websites for reference or further reading. We don't control those sites and aren't responsible for their content, accuracy, or privacy practices. Linking to a third-party site doesn't imply endorsement.
Newsletter and communications
If you subscribe to our newsletter, you agree to receive periodic emails from us as described in our Privacy Policy. You may unsubscribe at any time via the link in any email or through our unsubscribe page.
Limitation of liability
To the fullest extent permitted by law, The Credit Post and its contributors will not be liable for any indirect, incidental, or consequential damages arising from your use of, or inability to use, this Site or its content, including any financial decisions made in reliance on information published here.
Changes to these terms
We may revise these Terms of Use from time to time. Updates will be posted on this page with a revised "Last updated" date. Continued use of the Site after changes are posted constitutes acceptance of the updated terms.
Governing law
These terms are governed by the laws of the United States and the state in which The Credit Post operates, without regard to conflict-of-law principles.
Contact us
Questions about these terms can be sent through our contact page.