/* ============================================================
   The Credit Post — Editorial Finance Design System
   ============================================================ */

:root {
  /* Brand palette: dark navy editorial base + warm copper accent */
  --navy-900: #0a121e;
  --navy-800: #0f1a2b;
  --navy-700: #172436;
  --navy-600: #22334a;
  --charcoal: #1c232f;

  --copper-400: #e0b567;
  --copper-500: #cf9c4a;
  --copper-600: #b6822f;

  --cream-050: #faf8f3;
  --cream-100: #f4f0e6;
  --cream-200: #ece5d4;

  --ink-900: #14181f;
  --ink-700: #333c48;
  --ink-500: #5c6675;
  --ink-300: #97a0ac;

  --white: #ffffff;
  --border-subtle: #e4ddc9;
  --border-dark: #2a3648;

  --font-serif: 'Playfair Display', Georgia, 'Times New Roman', serif;
  --font-sans: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;

  --radius-sm: 4px;
  --radius-md: 10px;
  --radius-lg: 18px;

  --shadow-card: 0 1px 2px rgba(15, 26, 43, 0.06), 0 8px 24px -12px rgba(15, 26, 43, 0.18);
  --shadow-card-hover: 0 4px 8px rgba(15, 26, 43, 0.08), 0 16px 40px -14px rgba(15, 26, 43, 0.28);
  --shadow-nav: 0 1px 0 rgba(255, 255, 255, 0.06);

  --max-width: 1160px;
}

/* ---------- Reset ---------- */
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body, h1, h2, h3, h4, p, figure, blockquote, dl, dd { margin: 0; }
ul, ol { margin: 0; padding: 0; }
img, picture, svg { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
button { font: inherit; cursor: pointer; }
input, textarea, select { font: inherit; }

body {
  font-family: var(--font-sans);
  color: var(--ink-900);
  background: var(--cream-050);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}

h1, h2, h3, h4 {
  font-family: var(--font-serif);
  color: var(--navy-900);
  line-height: 1.15;
  font-weight: 700;
}

.container {
  width: 100%;
  max-width: var(--max-width);
  margin-inline: auto;
  padding-inline: 24px;
}

/* Focus states — accessible everywhere */
a:focus-visible,
button:focus-visible,
input:focus-visible,
textarea:focus-visible,
[tabindex]:focus-visible {
  outline: 3px solid var(--copper-500);
  outline-offset: 2px;
  border-radius: 3px;
}

.skip-link {
  position: absolute;
  left: -9999px;
  top: 0;
  background: var(--navy-900);
  color: var(--white);
  padding: 12px 20px;
  z-index: 1000;
  border-radius: 0 0 8px 0;
}
.skip-link:focus {
  left: 0;
}

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 13px 26px;
  border-radius: 999px;
  font-weight: 600;
  font-size: 0.95rem;
  border: 1px solid transparent;
  transition: transform 0.15s ease, box-shadow 0.15s ease, background-color 0.15s ease, color 0.15s ease;
}
.btn-primary {
  background: var(--copper-500);
  color: var(--navy-900);
}
.btn-primary:hover {
  background: var(--copper-400);
  transform: translateY(-1px);
  box-shadow: 0 8px 20px -8px rgba(207, 156, 74, 0.6);
}
.btn-outline {
  background: transparent;
  border-color: var(--border-dark);
  color: var(--white);
}
.btn-outline:hover {
  background: rgba(255, 255, 255, 0.08);
}
.btn-secondary {
  background: var(--navy-900);
  color: var(--white);
}
.btn-secondary:hover {
  background: var(--navy-700);
  transform: translateY(-1px);
}
.btn-block { width: 100%; }

/* ---------- Header / Nav ---------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 500;
  background: var(--navy-900);
  box-shadow: var(--shadow-nav);
  border-bottom: 1px solid var(--border-dark);
}

.nav-wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding-block: 16px;
}

.brand {
  display: flex;
  align-items: center;
  gap: 10px;
  color: var(--white);
}
.brand-mark {
  width: 34px;
  height: 34px;
  flex-shrink: 0;
}
.brand-name {
  font-family: var(--font-serif);
  font-size: 1.3rem;
  font-weight: 700;
  letter-spacing: 0.01em;
}
.brand-name .accent { color: var(--copper-400); }

.nav-links {
  display: flex;
  align-items: center;
  gap: 4px;
  list-style: none;
}
.nav-links a {
  display: inline-block;
  padding: 10px 16px;
  color: var(--cream-100);
  font-weight: 500;
  font-size: 0.95rem;
  border-radius: 999px;
  transition: background-color 0.15s ease, color 0.15s ease;
}
.nav-links a:hover,
.nav-links a[aria-current="page"] {
  background: rgba(224, 181, 103, 0.14);
  color: var(--copper-400);
}

.nav-actions { display: flex; align-items: center; gap: 12px; }

.nav-toggle {
  display: none;
  background: transparent;
  border: 1px solid var(--border-dark);
  color: var(--white);
  width: 42px;
  height: 42px;
  border-radius: var(--radius-sm);
  align-items: center;
  justify-content: center;
}

.mobile-nav {
  display: none;
  flex-direction: column;
  background: var(--navy-800);
  border-top: 1px solid var(--border-dark);
}
.mobile-nav.open { display: flex; }
.mobile-nav a {
  padding: 16px 24px;
  color: var(--cream-100);
  border-bottom: 1px solid var(--border-dark);
  font-weight: 500;
}
.mobile-nav a:hover { color: var(--copper-400); }

@media (max-width: 860px) {
  .nav-links, .nav-actions .btn { display: none; }
  .nav-toggle { display: inline-flex; }
}

/* ---------- Hero ---------- */
.hero {
  background:
    radial-gradient(circle at 82% 8%, rgba(224, 181, 103, 0.16), transparent 45%),
    linear-gradient(180deg, var(--navy-900) 0%, var(--navy-800) 100%);
  color: var(--white);
  padding: 88px 0 96px;
  position: relative;
  overflow: hidden;
  border-bottom: 1px solid var(--border-dark);
}
.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,0.035) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.035) 1px, transparent 1px);
  background-size: 42px 42px;
  mask-image: linear-gradient(180deg, rgba(0,0,0,0.5), transparent 70%);
  pointer-events: none;
}
.hero-inner {
  position: relative;
  max-width: 720px;
}
.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  text-transform: uppercase;
  letter-spacing: 0.14em;
  font-size: 0.78rem;
  font-weight: 700;
  color: var(--copper-400);
  margin-bottom: 20px;
}
.eyebrow::before {
  content: "";
  width: 24px;
  height: 2px;
  background: var(--copper-400);
}
.hero h1 {
  font-size: clamp(2.2rem, 5vw, 3.4rem);
  color: var(--white);
  margin-bottom: 22px;
}
.hero p.lede {
  font-size: 1.15rem;
  color: var(--cream-200);
  max-width: 560px;
  margin-bottom: 34px;
}
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; }

/* ---------- Sections ---------- */
.section { padding-block: 76px; }
.section-tight { padding-block: 48px; }
.section-alt { background: var(--cream-100); }
.section-dark {
  background: var(--navy-900);
  color: var(--cream-100);
}
.section-dark h2 { color: var(--white); }

.section-head {
  display: flex;
  align-items: flex-end;
  justify-content: space-between;
  gap: 20px;
  margin-bottom: 40px;
  flex-wrap: wrap;
}
.section-head h2 {
  font-size: clamp(1.7rem, 3vw, 2.2rem);
}
.section-head p {
  color: var(--ink-500);
  max-width: 480px;
}
.section-kicker {
  display: block;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  font-size: 0.78rem;
  font-weight: 700;
  color: var(--copper-600);
  margin-bottom: 10px;
}

.link-arrow {
  font-weight: 600;
  color: var(--navy-900);
  border-bottom: 2px solid var(--copper-500);
  padding-bottom: 2px;
  white-space: nowrap;
}
.link-arrow:hover { color: var(--copper-600); }
.section-dark .link-arrow { color: var(--copper-400); border-color: var(--copper-400); }

/* ---------- Article Cards ---------- */
.card-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(300px, 1fr));
  gap: 28px;
}

.article-card {
  background: var(--white);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-lg);
  overflow: hidden;
  display: flex;
  flex-direction: column;
  box-shadow: var(--shadow-card);
  transition: transform 0.2s ease, box-shadow 0.2s ease;
}
.article-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-card-hover);
}
.card-media {
  height: 148px;
  background: linear-gradient(135deg, var(--navy-800), var(--navy-600));
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
}
.card-media::after {
  content: "";
  position: absolute;
  inset: 0;
  background-image: linear-gradient(rgba(255,255,255,0.06) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,0.06) 1px, transparent 1px);
  background-size: 20px 20px;
}
.card-media .glyph {
  position: relative;
  color: var(--copper-400);
  font-family: var(--font-serif);
  font-size: 2.4rem;
  font-weight: 700;
  opacity: 0.9;
}
.card-body {
  padding: 24px 24px 26px;
  display: flex;
  flex-direction: column;
  gap: 12px;
  flex: 1;
}
.card-tag {
  text-transform: uppercase;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.09em;
  color: var(--copper-600);
}
.card-body h3 {
  font-size: 1.2rem;
  line-height: 1.3;
}
.card-body h3 a:hover { color: var(--copper-600); }
.card-excerpt {
  color: var(--ink-500);
  font-size: 0.95rem;
  flex: 1;
}
.card-meta {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.82rem;
  color: var(--ink-300);
  margin-top: 4px;
}
.badge-soon {
  display: inline-block;
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--ink-500);
  background: var(--cream-200);
  padding: 4px 10px;
  border-radius: 999px;
  width: fit-content;
}
.article-card.is-soon { opacity: 0.85; }

/* ---------- Newsletter CTA block ---------- */
.newsletter-cta {
  background: var(--navy-900);
  border-radius: var(--radius-lg);
  padding: 48px;
  color: var(--white);
  display: grid;
  grid-template-columns: 1.2fr 1fr;
  gap: 40px;
  align-items: center;
  position: relative;
  overflow: hidden;
  border: 1px solid var(--border-dark);
}
.newsletter-cta::before {
  content: "";
  position: absolute;
  right: -60px;
  top: -60px;
  width: 220px;
  height: 220px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(224,181,103,0.25), transparent 70%);
}
.newsletter-cta h2 { color: var(--white); margin-bottom: 12px; }
.newsletter-cta p { color: var(--cream-200); }

/* ---------- Forms ---------- */
.form-card {
  background: var(--white);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-lg);
  padding: 40px;
  box-shadow: var(--shadow-card);
  max-width: 560px;
}
.form-field { margin-bottom: 20px; }
.form-field label {
  display: block;
  font-weight: 600;
  font-size: 0.92rem;
  margin-bottom: 8px;
  color: var(--navy-900);
}
.form-field .hint {
  font-weight: 400;
  color: var(--ink-500);
  font-size: 0.85rem;
}
.form-field input[type="text"],
.form-field input[type="email"],
.form-field textarea {
  width: 100%;
  padding: 12px 14px;
  border: 1.5px solid var(--border-subtle);
  border-radius: var(--radius-sm);
  background: var(--cream-050);
  color: var(--ink-900);
  transition: border-color 0.15s ease, background-color 0.15s ease;
}
.form-field input:focus,
.form-field textarea:focus {
  border-color: var(--copper-500);
  background: var(--white);
}
.form-field textarea { min-height: 140px; resize: vertical; }

.checkbox-field {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  margin-bottom: 24px;
}
.checkbox-field input[type="checkbox"] {
  margin-top: 4px;
  width: 18px;
  height: 18px;
  accent-color: var(--copper-500);
  flex-shrink: 0;
}
.checkbox-field label {
  font-size: 0.92rem;
  color: var(--ink-700);
  line-height: 1.5;
}
.checkbox-field a { color: var(--copper-600); font-weight: 600; text-decoration: underline; }

.form-note {
  font-size: 0.85rem;
  color: var(--ink-300);
  margin-top: 16px;
}

.form-success {
  display: none;
  align-items: flex-start;
  gap: 12px;
  background: #f2f8f0;
  border: 1px solid #cfe6c6;
  color: #2b5c22;
  padding: 16px 18px;
  border-radius: var(--radius-md);
  margin-top: 20px;
  font-size: 0.94rem;
}
.form-success.visible { display: flex; }
.form-error {
  display: none;
  background: #fbeeee;
  border: 1px solid #eec6c6;
  color: #7a2626;
  padding: 12px 16px;
  border-radius: var(--radius-md);
  margin-bottom: 18px;
  font-size: 0.9rem;
}
.form-error.visible { display: block; }

/* Footer signup mini-form */
.footer-signup {
  background: var(--navy-700);
  border-radius: var(--radius-md);
  padding: 26px;
  border: 1px solid var(--border-dark);
}
.footer-signup h3 { color: var(--white); font-size: 1.05rem; margin-bottom: 6px; }
.footer-signup p { color: var(--cream-200); font-size: 0.88rem; margin-bottom: 16px; }
.footer-signup-row {
  display: flex;
  gap: 8px;
  margin-bottom: 14px;
  flex-wrap: wrap;
}
.footer-signup-row input[type="email"] {
  flex: 1;
  min-width: 180px;
  padding: 11px 14px;
  border-radius: var(--radius-sm);
  border: 1.5px solid var(--border-dark);
  background: var(--navy-800);
  color: var(--white);
}
.footer-signup-row input::placeholder { color: var(--ink-300); }
.footer-signup .checkbox-field { margin-bottom: 14px; }
.footer-signup .checkbox-field label { color: var(--cream-200); font-size: 0.82rem; }
.footer-signup .checkbox-field a { color: var(--copper-400); }
.footer-signup .form-success { background: rgba(224,181,103,0.12); border-color: rgba(224,181,103,0.4); color: var(--copper-400); }

/* ---------- Article page typography ---------- */
.article-header {
  background: var(--navy-900);
  color: var(--white);
  padding: 56px 0 44px;
  border-bottom: 1px solid var(--border-dark);
}
.article-header .card-tag { color: var(--copper-400); }
.article-header h1 {
  color: var(--white);
  font-size: clamp(1.9rem, 4vw, 2.7rem);
  margin: 14px 0 18px;
  max-width: 780px;
}
.article-meta {
  display: flex;
  gap: 18px;
  flex-wrap: wrap;
  color: var(--cream-200);
  font-size: 0.9rem;
}

.article-body {
  max-width: 720px;
  margin: 0 auto;
  padding-block: 56px;
}
.article-body p { margin-bottom: 20px; font-size: 1.05rem; color: var(--ink-700); }
.article-body h2 {
  font-size: 1.5rem;
  margin: 42px 0 16px;
}
.article-body h3 {
  font-size: 1.2rem;
  margin: 32px 0 12px;
}
.article-body ul, .article-body ol {
  margin: 0 0 22px 22px;
  color: var(--ink-700);
}
.article-body li { margin-bottom: 10px; font-size: 1.02rem; }
.article-body blockquote {
  border-left: 3px solid var(--copper-500);
  padding: 4px 0 4px 22px;
  margin: 28px 0;
  font-family: var(--font-serif);
  font-style: italic;
  font-size: 1.2rem;
  color: var(--navy-900);
}
.disclaimer-box {
  background: var(--cream-100);
  border: 1px solid var(--border-subtle);
  border-left: 4px solid var(--copper-500);
  border-radius: var(--radius-sm);
  padding: 16px 20px;
  font-size: 0.9rem;
  color: var(--ink-500);
  margin-top: 40px;
}
.article-related {
  border-top: 1px solid var(--border-subtle);
  margin-top: 8px;
  padding-top: 40px;
}

/* ---------- Legal page typography ---------- */
.legal-body {
  max-width: 760px;
  margin: 0 auto;
  padding-block: 56px;
}
.legal-body h2 { font-size: 1.35rem; margin: 38px 0 14px; }
.legal-body h2:first-child { margin-top: 0; }
.legal-body p { margin-bottom: 16px; color: var(--ink-700); }
.legal-body ul { margin: 0 0 16px 22px; color: var(--ink-700); }
.legal-body li { margin-bottom: 8px; }
.legal-updated {
  color: var(--ink-300);
  font-size: 0.9rem;
  margin-bottom: 34px;
}
.legal-body a { color: var(--copper-600); font-weight: 600; text-decoration: underline; }

.page-header {
  background: var(--navy-900);
  color: var(--white);
  padding: 60px 0 44px;
  border-bottom: 1px solid var(--border-dark);
}
.page-header h1 { color: var(--white); margin-bottom: 12px; }
.page-header p { color: var(--cream-200); max-width: 580px; font-size: 1.05rem; }

/* ---------- About page ---------- */
.stat-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-top: 8px;
}
.stat-card {
  background: var(--white);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-md);
  padding: 24px;
}
.stat-card .num {
  font-family: var(--font-serif);
  font-size: 1.8rem;
  color: var(--copper-600);
  display: block;
  margin-bottom: 6px;
}
.stat-card .label { color: var(--ink-500); font-size: 0.9rem; }

.relaunch-note {
  background: var(--cream-100);
  border: 1px solid var(--border-subtle);
  border-left: 4px solid var(--copper-500);
  border-radius: var(--radius-sm);
  padding: 22px 26px;
  margin-top: 32px;
}
.relaunch-note h3 { font-size: 1.05rem; margin-bottom: 10px; }
.relaunch-note p { color: var(--ink-700); margin-bottom: 0; }

.values-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 24px;
  margin-top: 8px;
}
.value-card {
  padding: 24px;
  border-radius: var(--radius-md);
  background: var(--white);
  border: 1px solid var(--border-subtle);
}
.value-card h3 { font-size: 1.05rem; margin-bottom: 10px; }
.value-card p { color: var(--ink-500); font-size: 0.94rem; margin-bottom: 0; }

/* ---------- Footer ---------- */
.site-footer {
  background: var(--navy-900);
  color: var(--cream-200);
  border-top: 1px solid var(--border-dark);
}
.footer-top {
  padding-block: 64px 40px;
  display: grid;
  grid-template-columns: 1.3fr 1fr 1fr 1.1fr;
  gap: 40px;
}
.footer-about .brand { margin-bottom: 14px; }
.footer-about p {
  color: var(--ink-300);
  font-size: 0.92rem;
  max-width: 320px;
}
.footer-col h4 {
  color: var(--white);
  font-family: var(--font-sans);
  font-size: 0.85rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 16px;
}
.footer-col ul { list-style: none; }
.footer-col li { margin-bottom: 10px; }
.footer-col a {
  color: var(--cream-200);
  font-size: 0.94rem;
  transition: color 0.15s ease;
}
.footer-col a:hover { color: var(--copper-400); }

.footer-bottom {
  border-top: 1px solid var(--border-dark);
  padding-block: 22px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  flex-wrap: wrap;
  font-size: 0.85rem;
  color: var(--ink-300);
}

@media (max-width: 900px) {
  .footer-top { grid-template-columns: 1fr 1fr; }
  .newsletter-cta { grid-template-columns: 1fr; }
  .stat-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 600px) {
  .footer-top { grid-template-columns: 1fr; padding-block: 48px 32px; }
  .hero { padding: 64px 0 72px; }
  .newsletter-cta { padding: 32px 24px; }
  .form-card { padding: 28px 22px; }
  .stat-grid { grid-template-columns: 1fr; }
}

/* ---------- Cookie banner ---------- */
.cookie-banner {
  position: fixed;
  left: 20px;
  right: 20px;
  bottom: 20px;
  max-width: 620px;
  margin-inline: auto;
  background: var(--navy-900);
  color: var(--cream-100);
  border: 1px solid var(--border-dark);
  border-radius: var(--radius-lg);
  padding: 22px 24px;
  box-shadow: 0 20px 50px -20px rgba(0,0,0,0.5);
  z-index: 900;
  display: none;
}
.cookie-banner.visible { display: block; }
.cookie-banner p { font-size: 0.9rem; margin-bottom: 16px; color: var(--cream-200); }
.cookie-banner p a { color: var(--copper-400); text-decoration: underline; }
.cookie-actions { display: flex; gap: 12px; flex-wrap: wrap; }
.cookie-actions .btn { padding: 10px 20px; font-size: 0.88rem; }

/* ---------- Misc ---------- */
.eyebrow-light {
  text-transform: uppercase;
  letter-spacing: 0.12em;
  font-size: 0.78rem;
  font-weight: 700;
  color: var(--copper-600);
}
.center-text { text-align: center; }
.mt-0 { margin-top: 0; }